*VIRGIN MONEY 1 MILLION POINTS COMPETITION

The promotion commences at 10am (AEST) on 3 Sep 18 and closes at 11.59pm (AEST) on 31 Oct 18 (“Promotion Period”). Entry is open to Australian residents aged 18 years or over who purchase or apply for an Eligible Product during the Promotion Period (“Entrants”) and provide their Velocity Membership number by 23 Nov 18. For Virgin Money Credit Cards, the Entrant must be approved by 23 Nov. See full promotion Terms and Conditions. Promoter: Virgin Money (Australia) Pty Ltd ABN 75 103 478 897 of Level 8, 126 Phillip St, Sydney NSW 2000; 02 8222 8000. Permit No: NSW LTPS/18/27285; ACT TP18/01589, SA T18/1457.

¹ Virgin Money credit cards offer terms and conditions:

1.  60,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity Flyer Card (“VAVFC”) account holders who apply by 31 October 2018. 20,000 bonus Velocity Points will be awarded for every month $1,500 or more is spent on Eligible Transactions for 3 months from card approval. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points, there must be an active Velocity Frequent Flyer Membership linked to the VAVFC account. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions , as amended from time to time. This offer can’t be used in conjunction with other VAVFC promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades).

2.  120,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity High Flyer Card (“VAVHFC”) account holders who apply by 31 October 2018. 40,000 bonus Velocity Points will be awarded for every month $3,000 or more is spent on Eligible Transactions for 3 months from card approval. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters,  fares on public transport,  fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points, there must be an active Velocity Frequent Flyer Membership linked to the VAVHFC account. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions , as amended from time to time. This offer can’t be used in conjunction with other VAVHFC promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades).

The Virgin Australia Gift Voucher is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder in the 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. See Terms & Conditions  and Terms of Use for full details.

Promoter: Virgin Money (Australia) Pty Limited ABN 75 103 478 897 ("Virgin Money") Credit Representative number 369377 promotes and distributes the Virgin Money Credit Cards ("Credit Cards") as an authorised credit representative of Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”), Australian credit licence 244616. Citigroup Pty Ltd ABN 88 004 325 080 ("Citibank") AFSL/Australian credit licence 238098 is the credit provider and issuer of the Credit Cards. BOQ does not and will not guarantee or otherwise support Citibank's obligations under the contracts or agreements connected with the Credit Cards.

The credit services material on this webpage has been prepared by Virgin Money (Australia) Pty Limited ABN 75 103 478 897 and not Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Credit Licence and are not the licensee in relation to the credit activity being engaged in by Virgin Money, who is the credit representative.

² Virgin Money Home Loans offer Terms and Conditions:

The Lender's standard credit assessment criteria apply. Fees and charges may be payable. Interest rates quoted are indicative only, and are subject to change without notice.

To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time. Only the person listed as the Primary Borrower on the application will be eligible for Velocity Points, subject to meeting Virgin Money’s eligibility criteria.

All new customers who apply and are approved for a Reward Me Home Loan with LVR of 90% or below, between 27 August and 30 November 2018 (inclusive) and settle by 28 February 2019 will receive 2,000 Velocity Points for every full $10,000 drawn at settlement (normally 1,000 Velocity Points). LVR is the loan to valuation ratio of your loan. Velocity Points will be credited to the Primary borrower’s Velocity account only, up to 60 days after settlement.

Virgin Money reserves the right to amend or withdraw this limited time offer early at its discretion and without notification, in line with Virgin Money’s Terms and Conditions.

Promoter: Virgin Money (Australia) Pty Limited ABN 75 103 478 897 promotes and distributes the companion account and the home loans as the authorised representative and credit representative of the issuer and credit provider, Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence/AFSL 244 616 (the 'Lender').

The credit services material on this webpage has been prepared by Virgin Money (Australia) Pty Limited ABN 75 103 478 897 and not Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Credit Licence and are not the licensee in relation to the credit activity being engaged in by Virgin Money, who is the credit representative.

³ Virgin Money Life Insurance and Income Protection offer Terms and Conditions: 

Applications subject to acceptance. Cover limits, exclusions and conditions apply. Premiums vary depending on personal circumstances and generally increase with age and cover.

This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. For this reason, you should consider the appropriateness of this information, having regard to your personal financial situation, needs and objectives as well as the Product Disclosure Statement and Financial Services Guide available on Virgin Money website before deciding whether to buy or continuing to hold this product.

The following Velocity Points offers available to eligible customers who purchase a new Virgin Life Insurance or Virgin Income Protection Insurance policy and have not previously received points for that same policy number. This offer is valid for new policy purchases from 3 September – 31 October 2018 and is subject to change or removal at the discretion of Virgin Money. A valid Velocity membership number must be provided at the time of application in order to receive Velocity Points. If you’re not a Velocity member you can join Velocity for free. 

OFFER 1: A maximum of 40,000 Velocity Points per policy applies (including where multiple people are insured under a single policy). Eligible policy holders will be entitled to up to 2 x 20,000 Velocity Points subject to the following conditions: In order to receive the Points, your minimum monthly premium must not be less than $130 per month per policy and you must hold the policy for a minimum of 10 months following the commencement date. The initial 20,000 Velocity Points will be credited to the eligible Velocity account up to 30 days after the first qualifying period of 6 months has elapsed.  The remaining 20,000 Velocity Points will be credited to the eligible Velocity account up to 30 days after the second qualifying period of 10 months has elapsed. The premium must remain the same or be of greater value than $130 per month per policy and all premiums must be paid and up to date during the qualifying periods.

OFFER 2: A maximum of 20,000 Velocity Points per policy applies (including where multiple people are insured under a single policy). Eligible policy holders will be entitled to 20,000 Velocity Points subject to the following conditions:  In order to receive the Points, your minimum monthly premium must not be less than $80 per month per policy and you must hold the policy for the qualifying period a minimum of 6 months following the commencement date of the policy. The 20,000 Velocity Points will be credited to the eligible Velocity account up to 30 days after the qualifying period of 6 months in a single lump sum.  The premium must remain the same or be of greater value than $80 per month per policy and all premiums must be paid and up to date during the qualifying period.

In order to receive the Points the policyholder’s name must match the Velocity name and account number provided. If the policy is issued in more than one name, then only one person may be nominated for receiving the Velocity Points. This offer cannot be used in conjunction with any other Virgin Money Life Insurance or Virgin Money Income Protection offers, is not redeemable for cash and is not transferrable. The Velocity Membership Terms and Conditions apply.

Promoter: Virgin Income Protection and Life Insurance promoted by Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869, and distributed by TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 issues the Involuntary Unemployment Cover. All other benefits insured by TAL Life Limited ABN 70 050 109 450 AFSL 237848. For information about Virgin Money, TAL & St Andrew's please see the Product Disclosure Statement and Financial Services Guide.

The financial services material on this page has been prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 and not by not by Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA).  VFF and VA do not hold an Australian financial services licence to provide financial product advice and does not exercise control over the content of this webpage.  VFF does not take responsibility for any financial product advice contained on this webpage.

⁴ VIRGIN MONEY HOME & CONTENTS INSURANCE:  

Exclusions and conditions apply. See the Product Disclosure Statement for full details. Insurance available in Northern Territory, North Queensland and Northern Western Australia. Approved applications only.

Offer of up to 10,000 Velocity Points is available to eligible customers who purchase a new Virgin Home and/or Contents policy and have not previously received points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 17 August –  31 October 2018 and is subject to change or removal at the discretion of Virgin Money. Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 10,000 Velocity Points per policy. In order to receive the Points the policy holder's name must match the Velocity account name and membership number provided. Eligible policy holders will be entitled to up to 2 x 5,000 Velocity Points subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for more than 65 days (credited to the eligible Velocity Account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 5,000 Velocity points if the policy is still active 6 months after purchase (credited to the eligible Velocity Account up to 10 months after the policy was purchased).  This offer cannot be used in conjunction with any other Virgin Money Home and/or Contents Insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd (AFSL 241411) arranges the insurance on behalf of the product issuer Auto & General Insurance Company Ltd (AFSL 285571)(Auto & General). As we don't know your personal financial situation, needs or objectives we can't advise if this insurance will suit you. Consider your needs and the Product Disclosure Statement (PDS) before making a decision to buy this product. Auto & General pays Virgin Money a commission which is a percentage of your premium. For further details see the Financial Services Guide (FSG). View a copy of the PDS and Financial Services Guide at virginmoney.com.au.

The financial services material on this webpage has been prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 and not by Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Financial Services Licence to provide financial product advice and does not exercise control over the Financial Services content of this webpage. VFF does not take responsibility for any financial product advice contained on this webpage.

⁵ Virgin Money Car Insurance Offer Terms and Conditions:  

Exclusions and conditions apply. See the Product Disclosure Statement for full details. Insurance not available in the Northern Territory. Approved applications only.

Offer of up to 20,000 Velocity Points is available to eligible customers who purchase a new Virgin Car Insurance comprehensive policy and have not previously received points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 17 August 2018 – 31 October 2018 and is subject to change or removal at the discretion of Virgin Money.  Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 20,000 Velocity Points per policy (even if multiple cars are insured under a single policy). In order to receive the Points the policy holder must be the main driver and their name must match the Velocity account name and membership number provided. Eligible policy holders will be entitled to up to 20,000 Velocity to be awarded in two stages, 1 x 5,000 Velocity Points and 1 x 15,000 Bonus Velocity Points, subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for more than 65 days (credited to the eligible Velocity Account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 15,000 Bonus Velocity Points if the policy is still active 6 months after purchase (credited to the eligible Velocity Account up to 10 months after the policy was purchased). This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply.

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd (AFSL 241411) arranges the insurance on behalf of the product issuer Auto & General Insurance Company Ltd (AFSL 285571)(Auto & General). As we don't know your personal financial situation, needs or objectives we can't advise if this insurance will suit you. Consider your needs and the Product Disclosure Statement (PDS) before making a decision to buy this product. Auto & General pays Virgin Money a commission which is a percentage of your premium. For further details see the Financial Services Guide (FSG). View a copy of the PDS and Financial Services Guide at virginmoney.com.au.

The financial services material on this webpage has been prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 and not by Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian financial services licence to provide financial product advice and does not exercise control over the financial services content of this webpage. VFF does not take responsibility for any financial product advice contained on this webpage.

⁶ OnMarket offer terms and conditions: The standard earn rate is 1 Velocity Frequent Flyer Point per A$4 spent when they purchase shares through the OnMarket online Initial Public Offering platform. Existing OnMarket members are ineligible to join this program. Only the member that has registered the investor profile in which the securities are acquired is entitled to earn Velocity Frequent Flyer Points. To accrue Velocity Frequent Flyer Points you must have entered your Velocity Frequent Flyer number when you joined OnMarket and prior to placing your first bid. Your member name must have the same first name and surname attached to it as your Velocity Frequent Flyer account in order to earn Velocity Frequent Flyer Points.

In the event that you incorrectly enter your Velocity Frequent Flyer number or if your OnMarket member first name or last name do not match that of your Velocity Frequent Flyer account, OnMarket will not retrospectively apply Velocity Frequent Flyer Points earned on securities acquired during the period when the members first name and last name did not match the Velocity Frequent Flyer account. Ensuring that OnMarket member and Velocity Frequent Flyer details match and are correct is the sole responsibility of the members participating in the offer.

Allow up to 30 business days for your Velocity Frequent Flyer Points to be credited to your Velocity Frequent Flyer account. OnMarket reserves the right to terminate or vary the offer of points and its participation in the Velocity Frequent Flyer Points program at any time, without notice. To earn and redeem Velocity Points, you must be a member of the Velocity Frequent Flyer program. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time.

⁷ SocietyOne offer terms and condition: Apply for a personal loan with SocietyOne and accept a loan offer by 30 June 2018.

⁸ American Express Velocity Platinum Card Offer terms and conditions: Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No.291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, and reside in Australia. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All information is correct as at 24 September 2018 and are subject to change.

Offer only available to new American Express Card Members who apply online by 14 November 2018, are approved and spend $3,000 on their new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies.  75,000 bonus Velocity Points will be awarded to the eligible Card Member's account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

For further information, view the American Express Velocity Platinum Card Benefits Terms and Conditions.

⁹ PET INSURANCE T&Cs: 

Apply for a new petinsuance.com.au policy between 21 September 2018 and 30 October 2018 and you will receive 5,000 bonus Velocity Points if your application is accepted. The 5,000 bonus Velocity Points will appear in your account 90 days after the policy commencement date. The policy must remain current and not be in arrears of any outstanding premiums in order for the 5,000 bonus Velocity Points to be awarded. This promotion is available to Velocity Frequent Flyer members only. If you’re not a member, you can join for free at https://www.velocityfrequentflyer.com/content/Joinfree/. Velocity Frequent Flyer Members earn a standard rate of 3 Velocity Points per $1 spent on premiums paid. Existing policy holders are not eligible for this offer. Points will appear in a members account within 37 days of premium payment being made with points accumulated on either fortnightly, monthly or annual dependent on the method of payment. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); is promoted by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL); is distributed by Velocity Frequent Flyer Pty Ltd (ACN 601 408 824) (Velocity); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL is an authorised representative of PetSure.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) available at petinsurance.com.au in deciding whether to acquire or continue to hold Pet Insurance.

¹⁰ Westpac Terms and Conditions:

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. This includes any tax consequences arising from this promotion and customers should seek independent advice on any taxation matters. 200,000/500,000 Velocity Points offer available for new home loans taken as part of the Premier Advantage Package with a minimum loan size of $250,000/$1,000,000, respectively. Offer is valid for applications submitted and approved between 01 October 2018 to 31 January 2019 and settled by 31 March 2019. Offer may be varied or withdrawn at any time. Offer not available in conjunction with the $1,250 Refinance Rebate. Excludes all refinances including internal refinances and switches from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Excludes Equity Access loans. Not available to company and trust account holders. The Velocity Points will be issued to the first person on the application form (Primary applicant). Only one Velocity Points home loan offer can be taken up by the Primary applicant within a 12 month period. Primary applicant must be a member of the Velocity Frequent Flyer program to receive the Velocity Points. The Velocity Membership Terms and Conditions apply. For more information on the Velocity Frequent Flyer program, visit velocityfrequentflyer.com. Velocity Points must be requested by the Primary applicant within 60 days of the loan settlement date. Velocity Points will be applied to the Primary applicant’s Velocity Frequent Flyer membership account within 21 days of the request. Premier Advantage Package Conditions of Use apply. $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. The credit material in this promotion has been prepared by Westpac Banking Corporation Limited, Australian Credit Licence No. 233714

¹ NOVOTEL T&Cs:

1. General Le Club AccorHotels terms and conditions apply to the “Velocity/ Novotel triple Le Club AccorHotels Rewards points” offer and you must be a Le Club AccorHotels member to benefit from it.
2. This offer entitles Le Club AccorHotels members, regardless of their membership status to multiply their Rewards points by three (3) for a stay at participating Novotel hotels worldwide.
3. This bonus of Rewards points is offered in addition to the Rewards points and Status points that are earned by the Le Club AccorHotels member for each eligible stay as per the Le Club AccorHotels General Conditions of Use and are calculated based on a Classic membership status level earn rate.
4. In order to benefit from this offer, the member must have activated “Velocity Frequent Flyer” as their preferred automatic conversion option ahead of the stay. This option should remain activated until the member receives the points (Rewards points and Status points) related to his/her stay on his/her Le Club AccorHotels membership account. Upon earning the triple Le Club AccorHotels Points, the Rewards points will be automatically converted into Velocity Points. 1 Le Club AccorHotels Point is equivalent to 1 Velocity Frequent Flyer Point.
5. This offer is valid for a member’s stay from Friday 31 August 2018 to Thursday 15 November 2018 in one of the participating Novotel hotels worldwide, and booked between Friday 31 August 2018 to Thursday 15 November 2018
6. The stay must be a minimum of one (1) night.
7. Any consecutive stays (check-out and check-in same day) in the same hotel, will be considered as a single stay.
8. For the purposes of this offer, a stay is understood to be one (1) booking by a Le Club AccorHotels member for one or several rooms. In other words, bookings that include more than one (1) room will be counted as just one (1) stay.
9. To be eligible for this offer, stays must be booked directly via AccorHotels (via the official AccorHotels websites, the AccorHotels mobile apps, the AccorHotels call centre, directly at a hotel) or through a traditional travel agency whose booking system is automatically connected to the AccorHotels booking office. Stays booked via a reseller, tour operator or third-party online travel agent (such as expedia.com, booking.com, etc.) will not be eligible for this offer.
10. You must provide your Le Club AccorHotels Loyalty card number when making your reservation, and present your card at the hotel reception desk when you check-in for your stay.
11. Le Club AccorHotels Rewards points are credited to the member’s account within 10 days of the member checking out and converted within 6 weeks into Velocity points according to applicable conversion rule.
12. This offer cannot be combined with other current promotional offers or advantages and does not apply to groups.
13. If the stay meets the terms and conditions for several offers, only the Rewards points linked to the most generous offer (meaning that allows you to earn the highest number of Rewards points) will be credited to your account.
14. Any stay partly or entirely paid with Le Club AccorHotels Rewards points will not be eligible to receive this offer.
15. This offer is subject to availability. General sales terms and conditions apply for reserved public rates specific to each hotel.
16. Please specify the reference 9934 in all your communications with AccorHotels call centres or customers care services related to this offer.

² SOFITEL T&Cs:

1. General Le Club AccorHotels terms and conditions apply to the “Velocity/ Sofitel double Le Club AccorHotels Rewards points” offer and you must be a Le Club AccorHotels member to benefit from it.
2. This offer entitles Le Club AccorHotels members, regardless of their membership status to multiply their Rewards points by two (2) for a stay at participating Sofitel hotels worldwide.
3. This bonus of Rewards points is offered in addition to the Rewards points and Status points that are earned by the Le Club AccorHotels member for each eligible stay as per the Le Club AccorHotels General Conditions of Use and are calculated based on a Classic membership status level earn rate.
4. In order to benefit from this offer, the member must have activated “Velocity Frequent Flyer” as their preferred automatic conversion option ahead of the stay. This option should remain activated until the member receives the points (Rewards points and Status points) related to his/her stay on his/her Le Club AccorHotels membership account. Upon earning the double Le Club AccorHotels Points, the Rewards points will be automatically converted into Velocity Points. 1 Le Club AccorHotels Point is equivalent to 1 Velocity Frequent Flyer Point.
5. This offer is valid for a member’s stay from 31 August 2018 to 15 November 2018 in one of the participating Sofitel hotels worldwide, and booked between 31 August 2018 to 15 November 2018.
6. The stay must be a minimum of one (1) night.
7. Any consecutive stays (check-out and check-in same day) in the same hotel, will be considered as a single stay.
8. For the purposes of this offer, a stay is understood to be one (1) booking by a Le Club AccorHotels member for one or several rooms. In other words, bookings that include more than one (1) room will be counted as just one (1) stay.
9. To be eligible for this offer, stays must be booked directly via AccorHotels (via the official AccorHotels websites, the AccorHotels mobile apps, the AccorHotels call centre, directly at a hotel) or through a traditional travel agency whose booking system is automatically connected to the AccorHotels booking office. Stays booked via a reseller, tour operator or third-party online travel agent (such as expedia.com, booking.com, etc.) will not be eligible for this offer.
10. You must provide your Le Club AccorHotels Loyalty card number when making your reservation, and present your card at the hotel reception desk when you check-in for your stay.
11. Le Club AccorHotels Rewards points are credited to the member’s account within 10 days of the member checking out and converted within 6 weeks into Velocity points according to applicable conversion rule.
12. This offer cannot be combined with other current promotional offers or advantages and does not apply to groups.
13. If the stay meets the terms and conditions for several offers, only the Rewards points linked to the most generous offer (meaning that allows you to earn the highest number of Rewards points) will be credited to your account.
14. Any stay partly or entirely paid with Le Club AccorHotels Rewards points will not be eligible to receive this offer.
15. This offer is subject to availability. General sales terms and conditions apply for reserved public rates specific to each hotel.
16. Please specify the reference 9333 in all your communications with AccorHotels call centres or customers care services related to this offer.

³ Hertz T&Cs: Triple Points offer available for bookings made between 01 October 2018 and 31 October 2018 for rentals collecting between 01 October 2018 up until 31 December 2018. Minimum rental period of one (1) days applies, with a maximum of twenty-eight (28) days. Rental days are based on a twenty-four (24) hour period. A twenty-nine (29) minute grace period is allowed for returns. Returns outside the grace period will be charged up to an extra day rental fee. Offer is non-discountable and cannot be combined with any other promotion, special offer or coupon. Hertz standard driver and credit qualifications in effect at the time and place of rental apply. Vehicle offering/model may differ and specifications may vary by location and country. Vehicles can be reserved by car group only and not by particular car model or colour. Fleet subject to change without notice. One way rentals are available between selected locations. Special conditions may apply. Offer excludes taxes, fees, optional products and services, fuel, additional charges such as airport taxes and sundry fees and the GST that applies to these charges. Offer is not applicable on contract, tours, government or insurance replacement rentals. Offer is not applicable to Prepaid (Pay Now) rates. Hertz standard terms and conditions, driver, rental and credit qualifications in effect at the time and place of rental apply. Minimum driver age without surcharge is 25 years. Drivers aged 21- 24 may be eligible to rent subject to an age differential charge. One way rentals are available between selected locations. Offer only available at Corporate locations in Australia. Blackout periods may apply. Special conditions may apply. Terms and conditions subject to change without notice. Further terms and conditions apply, visit virginaustralia.com/hertz. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time.

⁴ Hertz Competition: Internal and external vehicle colour chosen at Hertz's discretion and subject to availability. Vehicle appearance may vary from promotional material. Competition opens on Wednesday 17 October 2018 at 09:00 (AEDT) and concludes on Friday 30 November 2018 at 23:59 (AEDT) (Promotion Period). Entry is open to residents of Australia aged 21 years or over who hold a valid drivers' licence. The prize is one MY 2018 Mitsubishi Eclipse Cross LS 2WD (base model excluding extras and including all on-road costs) valued at $A33,580 (including GST). To enter, during the Promotion Period entrants must: (a) book a rental vehicle with Hertz Australia via www.hertz.com.au or www.virginaustralia.com/hertzeclipse or via the Hertz Customer Care Centre on 13 30 39 with the start and end dates of the booking occurring between Wednesday 17 October 2018 and Thursday 28 February 2019 (“Travel Period”). The entrant must also be named as the main driver on the rental agreement with Hertz Australia; (b) book a Virgin Australia Australian domestic flight via the Virgin Australia website www.virginaustralia.com/au/en/ or via the Virgin Australia Guest Contact Centre on 13 67 89 (Australia). The flight must occur during the Travel Period and the Entrant must be a passenger listed in the flight booking; and (c) visit the promotion landing page www.virginaustralia.com/hertzeclipse and register their booking details, including their full name, address, state, mobile number, email address, Hertz reservation number, Virgin Australia Reservation Number, Velocity Frequent Flyer member number. One winner will be drawn at Hertz Head Office, 636 St Kilda Road, VIC 3004 on Tuesday 12 March 2019 at 12:00 (AEDT). The winner will be notified by phone and email within two (2) working days of the draw by phone and email and have their name published via www.virginaustralia.com/hertzeclipse . Authorised under NSW permit number LTPS/18/28328, ACT permit number ACT TP 18/01870, and SA permit number: T18/1713. Full terms and conditions available from www.virginaustralia.com/hertzeclipse. The Promoter is Hertz Australia Pty. Limited (ABN 004 407 087) of 636 St Kilda Road, Melbourne, Victoria, Australia 3004.

⁵ Midas: Velocity members will receive 6,000 bonus Velocity Points for any eligible service booked and completed between 8 October 2018 and 31 October 2018, in addition to the standard 2 Points per $1 spent earn rate. Velocity members earn 2 Points per $1 spent on Essential Services (all variants, Prices range from $149 – $249, depending on vehicle and oil), Extensive Services (all variants, Prices range from $269 – $369, depending on vehicle and oil) and Manufacturers Logbook Services. Service definitions are found at http://www.midas.com.au/car-service and https://www.midas.com.au/logbook-servicing. The following additional service items are eligible for Velocity Points earn if deemed to be required and included in the service package: Brake fluid flush, Coolant flush, Power steering flush, Transmission flush. The following service items are not eligible for Velocity Points earn, in any service: Brake parts, Exhaust parts, Drivetrain parts, Engine parts, Body parts, Suspension parts, Electrical parts, Climate control parts, Steering parts, Tyres and Non-related service labour. Velocity members can book an eligible service by calling 13 MIDAS (64 32), booking online at midas.com.au or in any Midas Service Centre. Velocity Points will be loaded to the member’s account within 7 days of the completed service. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earnt are subject to the Member Terms and Conditions available at velocityfrequentflyer.com.au as amended from time to time. 

⁶ Europcar offer terms and conditions: Double Points offer available for bookings made between 1 January 2018 and 15 December 2018 for travel between 15 January 2018 and 15 December 2018. Minimum length of rental is 5 days. Maximum length of rental must not exceed 28 days. The 'Double Points' promotional Code (PC) number 52114704 must be quoted at the time of reservation at a Europcar counter or by calling 1300 136 737 to redeem the offer. The promotional code (PC) number 52114704 is not required for online bookings via virginaustralia.com/cars. Valid at participating locations across Australia and New Zealand. Vehicles subject to availability. Europcar standard age, credit card and driver requirements apply. An online reservation restriction of at least four hours prior to vehicle pick up applies. Extra charges may apply to options you select, if you do not return the vehicle to the same pick up location or return the vehicle late, or if you do not return the vehicle full of fuel unless the prepaid fuel option is purchased, or if you incur infringements or use toll roads. Standard passenger vehicles include unlimited kilometres in metropolitan areas for up to 14 days, 200km per day for rentals in Country areas and 100km per day in Remote areas including all locations in the Northern Territory. For prestige vehicles 1-29 days 200 kms free per day, 30+ days 100 kms free per day with additional kilometres charged per kilometre. If there is Damage, theft of the Vehicle or Third Party Loss you must also pay up to the standard Damage Liability Fee (DLF). Optional Damage Cover Products may be purchased to reduce your liability, but there may be no cover under some circumstances. For more information refer to the “Terms and Conditions of Rental". Points are earned on the base cost (total time and kilometres) of rentals in Australia and New Zealand. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions as amended from time to time.